Delores Blonigen Realty is licensed and experienced to serve home buyers and home sellers throughout the entire state of Minnesota. From Hallock to Caledonia, Delores has got you covered.
An inspection is crucial when buying a home. Delores provides a free inspection to all her customers (up to $350).
Delores offers home warranties to sellers at a reduced price (half off). The warranty will cover appliances, plumbing, electrical, and HVAC for a year. More info here.
Finding your home is one thing; paying for it is another. If you have a local lender you know you want to work with or have already been pre-approved for a home loan through, that will help expedite the home-buying process. If you don't have a lender yet, Delores can help you find the lender that works for you and help you through the approval process. Learn about the approval process: Getting a Legitimate Lender and Getting Pre-Approved.
If you're thinking of buying a home, now is not the time to make any big purchases on credit. Any large purchases paid for with a credit card or any loan can put a dent in the home loan amount you're approved for. Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage. More on not making those big purchases.
The Home Inspection
A home inspection is one of the most important things you can do in the home-buying process. After you've made an offer, you will want to have your future home inspected by a professional to make sure everything is in tip-top order for your move in. If there is something wrong with the house, this is the point at which you can say "no thanks" to buying the home or propose that the seller fix the problem. Delores offers a free home inspection so you know your options without worrying about the financials of the process. Importance of an Inspection.
For many years, buyers could request that sellers pay for closing costs, but with the housing market getting tighter, it's more common to see buyers needing to pay closing costs. You will usually be paying for such things as real estate commissions, appraisal fees, loan fees, escrow charges, advance payments such as property taxes and homeowner’s insurance, title insurance premiums, pest inspections and the like. Learn more about Closing and Title Costs.